Broker Check

Our Advisors

Lucas J. Noble, CFP®, ChFC®, CASL®, AEP®

Certified Financial Planner™ practitioner holds the Accredited Estate Planner® designation, Financial Services Representative, Investment Advisor Representative

(781) 876-4190

Luke is a Financial Services Representative and an Investment Advisor Representative with a passion for giving each and every one of his clients the most appropriate and honest recommendations to fit their unique financial needs. Luke and his entire team recognize that service and trust are a critical part in building a strong relationship with every client, while becoming a lifelong resource for them and their families. As a Certified Financial Planner™ practitioner, Luke works with his clients to create a strategy that meets their financial goals through accumulating and preserving wealth.

Joanne Croteau, CLTC®

Senior Account Executive, Financial Services Representative, Investment Advisor Representative

(781) 876-4173

“Service Above Self” is the professional approach that she extends to her clients. Joanne believes that her clients should receive the latest financial and economic information to keep abreast of today’s market. With consistent communications and personal interactions, Joanne provides programs and portfolios designed to help ensure her client’s financial security. Joanne resides in North Reading, Massachusetts with her husband, Joseph. She is an active member of the Shoe City Lions Club and MDRT Foundation.

Michael Dalton, CFP®, RICP®

Financial Planner


Michael grew up watching the people around him struggle with financial uncertainty. This drove him to learn about the financial planning industry and to ultimately to seek out a career helping others to pursue happy and successful retirements by working to mitigate some of those uncertainties. He has always pursued a “people first” approach to financial planning and believes that it’s crucial to get to know clients on a personal level and not just a financial one.

Michael has been in the financial services industry since 2009 and has worked for large national firms like Fidelity Investments as well as independent firms and bank investment programs. He brings a wide range of experience to Noble Financial Group and has worked with clients from very diverse backgrounds.

Michael graduated from Southern New Hampshire University with a bachelor’s degree in finance with a concentration in financial planning.  Michael is proud to be a Certified Financial Planner™ practitioner. He also holds the Retirement Income Certified Professional® designation, issued by the American College of Financial Services.

Michael lives in Beverly with his wife Cynthia and enjoys golf and pool in his spare time.

Ryan Newbury

Financial Advisor


Ryan started his financial services career at New York Life where he worked as a financial services representative. He spent just over a year there but really wanted to expand himself to providing clients with comprehensive financial planning. He has spent the last year working at Baystate Financial as a Financial Advisor. At NFG, Ryan prepares client meetings, runs investment proposals for clients, and handles suitability regarding client account opening. Ryan currently holds life/health licenses, SIE, Series 6, and 63.


Ryan enjoys serving at his church, working out, and fishing in his free time.

Stephen Gibbs, CFA®

Private Wealth Advisor


As a Private Wealth Advisor, Steve’s mission is to assist individuals, families and business owners in defining their financial goals and achieving financial freedom. He is trained and licensed to provide financial solutions to his clients and prospects. His goal is to become a lifelong resource to his clients, and he is dedicated to assisting them through the various stages of their financial lives. At Noble Financial Group, Steve is able to utilize the team approach and draw upon the wealth of knowledge of his associates to create custom designed financial strategies for his clients.

Steve has been in the Financial Services industry for over 25 years holding various leadership positions heading up Finance organizations for asset management and capital markets businesses.  He was also an Equity Research Analyst for 10 years.  Steve has been a Financial Advisor for five years, and joined Baystate Financial in October of 2022.

Steve graduated from Miami University in Ohio with a Bachelor’s degree in Marketing and an M.B.A. with a concentration in Finance.  He also holds the Chartered Financial Analyst designation.  Steve resides in Marblehead and has two children, a son 20 and a daughter who is 18.

Our Team

Emily Damiano, CFP®, M.Ed

Client Experience Director

(781) 876-4187

As a CERTIFIED FINANCIAL PLANNER™, Emily’s mission is to assist individuals, families and business owners in defining their financial goals and achieving financial freedom. She is trained and licensed to provide financial...

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Kelly Clark

Client Services, Financial Services Representative, Investment Advisor Representative

(781) 876-4191

Kelly is the team's Operations Manager. She oversees the establishment of all new accounts and transfers. For clients, Kelly serves as the primary resource on the team for questions, inquiries or updates to their accounts. Kelly is a...

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Carolina Magarin

Client Service Associate

(781) 876-4189

Carolina provides service to clients with their existing accounts. She is the primary contact for beneficiary changes, death claims, address changes, and other daily client service needs.
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Lori Hutchinson

Client Engagement Administrator

(781) 876-4123

Lori works directly with advisors and their clients to set up their Personal Financial View websites. She demonstrates how to use the features in a live web-based or face to face meeting. Lori also provides ongoing support for PFV...

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Leddie Barrett

New Business Coordinator

(781) 876-4195

Leddie processes and oversees all new business through the submission of data and subsequent communications with the various financial institutions to ensure a seamless transition of assets and underwriting of insurance.

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Nicholas Hoang

Chief of Staff

(781) 876-4192

Nicholas provides in-office support for our entire team. He handles customer service requests, assists with client account needs, and schedules client meetings. He also coordinates all of Noble Financial Group’s company events...

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Jasmine Beg

New Business Coordinator


Jasmine is responsible for the establishment of new investment accounts with various financial institutions, including the preparation and submission of client data, account features, and the seamless transfer of asset movements. She...
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